Issues to be aware of are:
Note, some information in the following websites and publications contain information intended for U.S. citizens
· Georgetown University – “A Consumer Guide for Getting and Keeping Health Insurance”
· The Agency for Healthcare & Research Quality “Checkup on Health Insurance Choices”
· The Agency for Healthcare & Research Quality “Understanding Health Insurance Terms”
· National Association of Health Underwriters “Glossary of Terms”
Compass Plans are designed to meet the different reasons our clients have for purchasing medical insurance. Be sure to check your school's requirement before purchasing. If your school has more stringent requirements, check to see if your school is listed under exclusive alternatives.
Compass Elite–The Elite plan provides the greatest protection against a large covered claim. After the deductible, the first$10,000 is covered at 80%, then it covers eligible claims 100% from $10,001 to $250,000..
Compass Care–The Compass Care plan provides 80% coverage for covered medical expenses up to the plan maximum of $100,000. NOTE: There are no hidden caps or limitations on standard medical care as is the case with less expensive, low level plans currently being offered on some websites.
Compass Budget–The Budget plan is similar to the Compass Care plan but it does not provide pregnancy coverage. It is designed for those looking for the lowest cost plan that offers decent, straightforward coverage.
Compass Benchmark–The Benchmark Plan is an exclusive alternative plan available to students at schools that require higher levels of coverage.