study abroad insuranceA study program abroad is far different from a family vacation when you were always on hand to take care of the details and ensure your child’ s safety.

On the other hand, some students welcome the opportnity to be completely independent and their parents encourage it.

In assessing whether your child should study abroad, here are five questions you should ask:

1. Where is the destination and how long is the program?


By addressing location, you can begin to look at deeper issues like language and cultural difference, security issues, stability of the country, and how much it is likely to cost. If your child hasn’t been away from home very often, you might consider a short winter- or sunmer- progrram. A child who goes to boarding school or to camp every summer might be able to handle a term or a year of study abroad.

2. How safe is the country where the student will study?


Determining the stability of the city and country where your child will study should be a top priority. Prgrams in less developed countries offer some amazing experiences but few guarantees of safety. The U.S. Department of State can be a great resource in your research.

3. Will your child’s university or college give credit for the program you choose?


Many universities or colleges limit credit for study abroad or offer it only for their own partnership programs. Each school has its own set of criteria. These can also affect the cost of a program. Some programs will cost far more than a semester’s tuition at the student’s home school.

4.What goals does the student have for his time abroad?


Before a student travels abroad, he or she should have a list of goals he hopes to achieve during his stay. Learning the language, creating new adventures, and getting to know the locals are some common goals. This often will lead to reflection on some of the experiences likely to be encountered and highlight potential problems or anxieties. In any case, students still should be open to new and unexpected adventure.

5. Is the student willing to fully immerse himself in a new culture?


If the answer to this questioon is no, please don’t consider a program abaroad. If your child isn’t willing to become part of something new, he will have a very miserable time. Home sickness happens even under the best of conditions, so it is important that a student be willing to laccept new customs in every aspect of daily life.. Learning the language in advance is olne way to minimikze this discomfort.

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study abroadThe University of Toledo and Ohio State University are encouraging students to obtain and update their passports.

Sammy Spann, University of Toledo’s director of academic engagement, said the initiative is part of a larger push to increase international opportunities for undergraduates.

“We’re encouraging them to get passports, but also to go abroad more,” he said.

Mr. Spann said the University of Toledo compiles and helps students fill out the forms to obtain a passport, and makes appointments for them to get their passport pictures taken.

While UT does not have yet a formal program that encourages or requires students to update their travel documents, he said such might be in the works as the Office of Academic Engagement works to revampthe university’s study abroad program.

Mr. Spann said his office hopes to cultivate more international opportunities for students, such as by encouraging faculty members to organize research trips abroad or by increasing funding opportunities.

UT students already can apply for $1,000 travel grants through the Office of Study Abroad and for scholarships from other university offices.

Ohio State University announced a “Get a Passport” campaign in which the university urges all incoming students to get passports.

OSU officials said the campaign, coupled with study-abroad opportunities, encourages students to broaden their world views.

“Passports will be the driver’s licenses of the 21st century,” E. Gordon Gee, OSU president, said in a statement.

Not all area schools are following suit.

Bowling Green State University spokesman Dave Kielmeyer said that while the university values international experiences, BGSU has no formal push for students to update their travel documents.

The Institute of International Education estimates that 70 percent of Americans do not own a passport. 

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study abroad insurance10 reasons why you should study in a foreign country

Have you considered studying abroad, but are not sure whether it’s worth your time? If you ask anybody who has studied abroad, he or she will most certainly tell you that it is a life-changing experience and one of the most rewarding things he or she has ever done. Perhaps you’re not certain what benefits you can reap from an extended stay in a foreign country. Here are 10 very excellent reasons why you should take the plunge:

1. Study abroad is the optimal way to learn a language. There is no better and more effective way to learn a language than to be immersed in a culture that speaks the language you are learning. You’re surrounded by the language on a daily basis and are seeing and hearing it in the proper cultural context. Language learning happens most quickly under these circumstances.

2. Study abroad provides the opportunity to travel. Weekends and academic breaks allow you to venture out and explore your surroundings – both your immediate and more distant surroundings. Since studying abroad often puts you on a completely different continent, you are much closer to places you might otherwise not have had the opportunity to visit. Some more structured study abroad programs even have field trips planned in or around the curriculum.

3. Study abroad allows you get to know another culture first-hand. Cultural differences are more than just differences in language, food, appearances, and personal habits. A person’s culture reflects very deep perceptions, beliefs, and values that influence his or her way of life and the way that s/he views the world. Students who experience cultural differences personally can come to truly understand where other cultures are coming from.

4. Study abroad will help you develop skills and give you experiences a classroom setting will never provide. Being immersed in an entirely new cultural setting is scary at first, but it’s also exciting. It’s an opportunity to discover new strengths and abilities, conquer new challenges, and solve new problems. You will encounter situations that are wholly unfamiliar to you and will learn to adapt and respond in effective ways.

5. Study abroad affords you the opportunity to make friends around the world. While abroad, you will meet not only natives to the culture in which you are studying, but also other international students who are as far from home as yourself.

6. Study abroad helps you to learn about yourself. Students who study abroad return home with new ideas and perspectives about themselves and their own culture. The experience abroad often challenges them to reconsider their own beliefs and values. The experience may perhaps strengthen those values or it may cause students to alter or abandon them and embrace new concepts and perceptions. The encounter with other cultures enables students to see their own culture through new eyes.

7. Study abroad expands your worldview. In comparison with citizens of most other countries, Americans tend to be uninformed about the world beyond the nation’s boundaries. Students who study abroad return home with an informed and much less biased perspective toward other cultures and peoples.

8. Study abroad gives you the opportunity to break out of your academic routine. Study abroad is likely to be much unlike what you are used to doing as a student. You may become familiar with an entirely new academic system and you will have the chance to take courses not offered on your home campus. It’s also a great opportunity to break out the monotony of the routine you follow semester after semester.

9. Study abroad enhances employment opportunities. Did you know that only 4% of U.S. undergraduates ever study abroad? Yet, the world continues to become more globalized, American countries are increasingly investing dollars abroad, and companies from countries around the world continue to invest in the international market. Through an employer’s seyes, a student who has studied abroad is self-motivated, independent, willing to embrace challenges, and able to cope with diverse problems and situations. Your experience living and studying in a foreign country, negotiating another culture, and acquiring another language will all set you apart from the majority of other job applicants. 

10. Study abroad can enhance the value of your degree. While abroad, you can take courses you would never have had the opportunity to take on your home campus. In addition, study abroad gives your language skills such a boost that it is normally quite easy to add a minor in a language or even a second major without having to take many more additional courses after the return to your home campus.

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Planning for travel abroad program is very exciting but many people overlook planning for the “what ifs” that may occur. This can be a costly mistake, and also ruin your exchange programs reputation based on an incident. When it comes to emergency situations it’s not the problem, but it’s how the problem is attendant too.

Over the years our company has seen it all; Students becoming entrepreneurs and importing illegal goods. Students becoming “one with nature” to the point that they need mental attention.  Missionaries evacuated while natural disaster strikes in a foreign land.

Whatever the situation may be, it would be nice to know that you had medical, legal, and other advocates available 24 hours a day to mitigate your program risk.

All of our emergency protection programs are custom to our clients needs. Acquiring coverage is easy and most importantly cost effective.  Please contact us with your questions.

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