May 29th – June 3rd   Vancouver, BC

Visit Us at Booth 1300 toWin a New iPad 2!!!

We will be heading to Vancouver next week for the 63rd Annual NAFSA Conference and Expo.  Compass Benefits is proud to be a Global Partner with NAFSA, the leading association of international educators and exchange.  This event features hundreds of educational sessions and workshops, guest speakers, panels and networking opportunities. Each year the conference attracts thousands of participants representing institutions, educational organizations and service providers from over 100 countries worldwide.  For additional information, please visit

A highlight of the conference is the International Education Expo, where Compass will be exhibiting.  If you are attending the conference, come by and visit us at Booth #1300 to learn about our full range of quality, straightforward health insurance options.  This year, we will be raffling off the new 16GB iPad 2.  Stop by and enter for a chance to win.  We look forward to seeing you and Good Luck!!!   For additional information on our insurance products for international students and scholars, study abroad and group plans, please visit us at

Compass Student Health Insurance

In 1994, the U.S. government developed insurance standards for the Exchange Visitor Program. These standards were adopted by many schools as the required minimum levels of coverage for all its international students. The application of these standards was generally a success. Most insurers improved their plans and provided a higher level of coverage. These levels are:
• Medical benefits of at least $50,000 per accident or illness
• Repatriation of remains in the amount of $7,500
• Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $10,000
• A deductible not to exceed $500 per accident or illness.
Recently, a problem has developed. In an effort to attract students to their low cost plans, some insurance companies developed cheap, limited benefit plans. These technically meet the above requirements but they also include severe limitations. These plans do not provide the levels of coverage they highlight and have provided students a false sense of security. These plans:
• Capped major benefits such as hospital and outpatient care at very low levels. These limits can leave many expenses not covered.
• Some plans limit coverage to one year, or will not renew if the insured has a claim. This will block you from having insurance coverage for that medical condition in the second year.
• Benefits are paid at less than what doctors or hospitals charge (reasonable & customary standards).

These limitations clearly did not comply with the spirit of the USIA/INS regulations and have left many compliant students with unexpected unpaid medical bills.

The following is a suggested course of action:

Become familiar with the insurance plans you are considering. See if they truly provide the coverage they highlight. If they cap outpatient or hospitalization care, consider that the plan benefits the insurance company more than you..

Have questions about your current group or individual plan? 

Learn more about International Student Health Insurance

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