Are a frequent international traveler? If yes, it is a prerequisite that you stay insured. The world seems a pleased place to live in as long as you experience only the positive aspects. But unexpected inconveniences and accidents never come with prior notice. Most of you, as travelers, must have often encountered with problems like loss of luggage, VISA, delay of receiving baggage, getting sick in a foreign country, hassles in finding the right hospital in a foreign land, monetary problems, etc. Well, if you are insured with a travel insurance, you stay at a competitive edge. The insurer will handle all travel related problems and incidents no matter where you are. It is advisable that you choose the best travel Health Insurance Policy from the list of travel insurance plans offered by different insurance providers. When you can avail facilities at a click of the mouse, you need not spend your time or face the hassles of getting insured with a travel health insurance. There are many travel insurance providers that serve online; all you need to do is to fill in the details online and you will be catered to by the concerned executive in no time. You can also compare the various travel health insurance plans; if you travel alone, you can opt for the individual type and if you are a leisure traveller, often taking your family along, you can choose the family travel health insurance policy. It again depends on your budget; the more you invest the more is the insured amount.

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Most travel Health Insurance Plans are valid for a year and the same can be renewed with lesser premiums with incentives if you have not availed the insured benefits. travel insurance providers like Apollo DKV offer choices for the insured amount ranging from Rs. 1 lakh to Rs. 10 lakh. In addition to tax benefits, you get a health coverage that encompasses pre-hospitalization and post hospitalization.

Once insured with a travel Health Insurance, you are entitled to a number of benefits. Whether it is seeking medical advice while on a journey or getting hospitalized while on a tour, loss of baggage, and all those travel inconveniences, you get all with a travel insurance. Before buying a travel insurance, check with the insurer which hospitals it is associated with at the international level so that you get prompt response in case of any ailment or emergency.

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study abroadFour Drexel students were awarded the Gilman Study Abroad Scholarship for the 2010-11 academic year.

Francis Suen, Amy Ho, Abigail Cessna and Orela Suku received the Gilman scholarship, which “offers grants for U.S. citizen undergraduate students of limited financial means to pursue academic studies abroad,” according to the program website. The goals of the scholarship include increasing the number of students studying abroad in “non-traditional” locations, as described by the program’s website.

“The Gilman Scholarship Program broadens the student population that studies abroad by supporting undergraduates who might not otherwise participate due to financial constraints,” the website reads. “The program aims to encourage students to choose non-traditional study abroad destinations, especially those outside of Western Europe, Australia and New Zealand … [and] aims to support students who have been traditionally under-represented in study abroad, including but not limited to, students with high financial need, community college students, students in under-represented fields such as the sciences and engineering, students with diverse ethnic backgrounds, and students with disabilities.”

Suen, a Drexel iSchool student, is using his scholarship award to partake in Drexel’s Global Engineering Education Exchange program at Tohoku University in Sendai, Japan.

Ho, a Lebow College of Business Economics student, will be studying through Drexel’s exchange program with Chung Yuan Christian University in Chungli, Taiwan, along with Cessna, an International Area Studies major in the College of Arts of Sciences.

“I’m really pleased that I got [the scholarship] and since I’m doing an internship afterward it will help for some of my living costs too,” Cessna said. “It’s a great idea for Drexel students because it can help with living costs, which is important especially with co-ops.”

Suku, too, was excited about the prospects that the scholarship offered.

“I was so ecstatic [about getting the scholarship], especially since I found out that my best friend and I got it at the same time and it was such a relief to hear that I don’t have to pay for all of the study abroad costs,” Suku said.

Suku, a Lebow College of Business student studying business administration, will be attending American University in Rome, Italy through the Drexel in Italy study abroad program. While there, Suku plans to travel everywhere.

“[I want to go] all over Italy and all over Europe,” Suku said. “I will be studying art and volunteering for the American Women’s Association in Rome, which is an organization that sets up community service events in Rome.”

Suku added that the Gilman Scholarship for study abroad is for students who received a federal Pell Grant and will be studying abroad for a full semester. He said the award amounts vary based on financial need, but the award is given in the form of a check and can be used for any study abroad-related costs from airfare to living to tuition.

“One of the main requirements for receiving the scholarship is that the recipient completes a follow-on project promoting the Gilman Scholarship and studying abroad to students in their university community,” Suku said. “Part of the application process is writing a proposal of how you plan on completing the follow-on project and later providing documentation of the project.”

Cessna said the application process was actually a lot easier than another scholarship she also applied to, but she advises other students to start early, since communication with financial and study abroad advisors is key.

Suku shared this sentiment, adding that the application components included writing an essay, sending an official transcript, obtaining certification from both study abroad and student advisors and other documentation.

Suku said he did not think he would get the scholarship when he applied, but believes his essay was a strong reason for being selected. He also said language should not be a barrier.

“Don’t be scared to study abroad just because you aren’t so prepared in the language; you can always overcome those things,” Suku said.

The Gilman Study Abroad Scholarships are sponsored by the Bureau of Educational and Cultural Affairs at the U.S. Department of State. They are administered by the Institute of International Education.

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(By Laura McDavid, thetriangle.org)

international travel medical insuranceCompass Benefits Group has dedicated its efforts to providing international medical insurance, travel insurance and impeccable service to the international community.  It’s our specialty. 

Each year millions of individuals depart their home countries to travel abroad for vacations, corporate or business travel, international study abroad, and missionary travel to name a few. Many international travelers discover the hard way that their home country medical insurance policies provide little or no coverage for losses incurred while on international trips or living abroad. Medical treatment away from home can be expensive and evacuation from a life threatening situation can cost thousands of dollars more than the cost of the trip abroad. Compass Benefits Group helps take the risk out of international travel. Protection against these losses is available for individuals traveling outside of their home countries.

Click Here to learn more about our travel medical insurance plan.

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